Buying a home is rarely easy. It takes work to find the right residence, negotiate on the price and terms and obtain the financing. But the job is much easier for buyers who understand the rules of the home buying game.

Finding your new home can be an exciting time. Before you start your serious house-hunting, take some time to make sure you’re prepared for the home buying process. Joanna can help you with this process, whether you’re staying in town or relocating.

Home ownership is the cornerstone of the American Dream. But before you start looking, there are a number of things you need to consider. First, you should determine what your needs are and whether owning your own home will meet those needs. Do you picture yourself mowing the lawn on Saturday, or leaving your urban condo for the mountains? The best advice is to look at buying a home as a lifestyle investment, and only secondly as a financial investment.

Even if housing prices don’t continue to increase as dramatically as in the past few years in many areas, buying a home can be a good financial investment. Making mortgage payments forces you to save, and after 15 to 30 years you will own a substantial asset that can be converted into cash to help fund retirement or a child’s education. There are also tax benefits.